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Buying a new Ford is always cause for celebration. What's even better is enjoying a smooth buying experience without having to wonder if you got a great price … or ripped off. Few things hurt more than buying a new vehicle, only to find out that your neighbors paid hundreds – maybe thousands – of dollars less for the same ride. How did they manage that?
Maybe they knew how the Ford A, Z, D and X Plans work. Most buyers understand that Ford employees get a good deal. But they probably don't realize that other vehicle shoppers – including themselves … or their neighbors – could qualify for special pricing as well. Targeting specific groups of customers, from employees to friends and family members, Ford's A, Z, D and X plans can offer significant savings.
Read up on the pricing plans and – when you're ready to shop new Ford vehicles – come see us at Mullinax Ford of Olympia where we embrace all Ford plan pricing programs. We proudly serve drivers throughout Thurston County, including Lacey, Tumwater, and the greater Puget Sound region.

Here's a look at Ford's A, Z, D and X plans and what buyers in the Olympia, Washington area need to know about them, including:
To better understand the pricing, let's first review some terminology:
Designed for active Ford Motor Company corporate employees, the A Plan is Ford's best discount offering. Not only do those on the company payroll qualify for the largest discount, they also can exercise their buying prerogatives more often than participants in other plans.
In addition to full-time hourly and salaried employees, immediate family members of employees, same-sex spouses/partners and immediate family members, and surviving spouses of employees who died while still working for Ford are eligible for the A Plan. A Plan participants can use up to four PINs per calendar year to purchase or lease a new vehicle.
How the A Plan is calculated: Invoice - Holdback - Advertising Fee + a $275 program fee.
As an example, let's calculate the price of the popular Ford F-150 XL from Mullinax Ford of Olympia:
Ford retirees are the focus of the Z Plan. Because it's identical to the A Plan, the two plans are often referred to together as the A/Z Plan. Spouses and surviving spouses of retirees are included in the Z Plan. Like A Plan participants, those covered by the Z Plan can access four PINs per calendar year.
How it's calculated: Same as Plan A.
The sales staff and other employees you encounter at your dealership work for the local business, not Ford Motor Company. The D Plan is designed specifically for them, and includes their immediate families (including same-sex spouses/partners). D Plan participants can generate up to two PINs per year.
How it's calculated: A-Plan + $100
The X Plan applies to friends, non-immediate family members or members of partner organizations that have a special connection with Ford. The Friends and Neighbors X Plan allows Ford Motor Company employees and retirees to sponsor a wide range of friends, neighbors, family members or colleagues for a discount. Sponsors must know the buyers they are sponsoring and can assist them with the Plan process.
The buyers have to work through their Ford Motor Company contact and may not discuss a retail purchase of a vehicle with a dealer before applying for the X Plan. The Ford Partner Recognition X Plan allows specified partners – suppliers, for instance – to qualify for deals on vehicles. Those who qualify for the X Plan can access up to two PINs per year.
How it's calculated: Invoice - 0.4% + $275 program fee
Here's a comparison of all four Ford plans on a $37,120 MSRP:

$33,860

$33,860

$33,960

$34,235

How much you can save depends on a variety of factors. Dealer prices vary due to local demand, the competitiveness of the local vehicle market, currently available rebates and vehicle availability.
The Ford A, Z, D and X Plan prices are predetermined by Ford Motor Company and are available throughout the country to all buyers eligible for a particular plan. The A, Z, D and X Plans offer a simple buying process and can save buyers a substantial amount, depending on their location and situation.
Washington state buyers benefit from competitive pricing at Mullinax Ford of Olympia, where we honor all Ford plan pricing with no dealer fees – a savings of hundreds compared to other dealerships in the Puget Sound area.
Generating your PIN is the first step toward a new vehicle on the A, Z, D or X Plan. Those buying under the A and Z Plans can generate up to four PINs per calendar year. D Plan and X Plan members are entitled to two PINs per year.
A helpful Ford website can get you started with your PIN.
Mullinax Ford of Olympia can generate PINs for D Plan buyers. Otherwise, whoever is helping the buyer – the friend, neighbor or business associate who qualifies for one of the more select discount plans – can help navigate the website and provide the information necessary to generate PINs.
Things to know about your PIN:
With certain exceptions – listed below – plan participants can access any new Ford they have their eye on, including current year models and previous-year models that are still on the lot. Vehicles can be either purchased or leased, though lease arrangements are required to go through Ford Credit. The plans cover only the price of the sale/lease.
Participants can still trade in their current vehicle, though the value will have to be negotiated directly with the dealer. Mullinax Ford of Olympia, a premier Ford dealer serving Thurston County and the greater Puget Sound region, has a large inventory of pre-owned makes and models and is always interested in offering top dollar for car, truck and van trades.
Not all vehicles are included in plan pricing. Examples of exclusions include but are not limited to:
Are you ready to shop for a new vehicle? Come in to Mullinax Ford of Olympia and find out more about the A, Z, D and X Plans and whether you can take advantage of any of these opportunities. We serve drivers throughout Olympia, Lacey, Tumwater, Centralia, and the entire South Puget Sound region.
Contact us at Mullinax Ford of Olympia or call us at 360-488-2313.
**The Up Front Price includes Mullinax Discounts, Factory Rebates, and Ford Credit Financing Rebates. The price may also include Trade Assist, Business Owner Rebate, or Owner Loyalty Rebate when available. For more information speak directly with a salesperson. In addition, you may be eligible for other Rebates (College, Military, or Private offers) not included in the Up Front Price. Ask your Salesperson for more details.